Loan Interest Rates
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Loan Type | Detail | Rate of Interest |
---|---|---|
Agricultural Loans | Revolving Cash Credit | 11.50% |
Credit for setting up of Agricultural Service Center | 11.25% | |
Pigges of Loan Scheme | 10.25% | |
Goat Rearing Loan Scheme | 10.25% | |
Fishery Development Scheme | 10.25% | |
Bee Keeping Loan Scheme | 10.25% | |
Dairy Loan | Commercial Dairy Loan | 10.25% |
Mini Dairy Loan | 10.25% | |
Education Loan | Sehkari Education Loan | 9.50% |
Employee Loans | Personal Loan | 15.00% |
Consumer Durable Loan | 15.00% | |
Overdraft facility | 12.00% | |
Non Farm Sector | Loan other than agriculture Sector | upto 50000 11.50% |
Rs.50001/- & above 12.50% | ||
Home Loans | Rural Housing Loan | 7.5% if CIBIL is greater than or equal to 750, 8.00% if CIBIL is less than 750 |
Urban Housing Loan | 7.5% if CIBIL is greater than or equal to 750, 8.00% if CIBIL is less than 750 | |
Loan against rental income | Enterpreneur Development Loan Scheme | 12.50% |
Bank from PACS 7.50%, PACS from members 9% | ||
Limit for Trading | Cash Credit Facility to Traders | 14.00% |
Vehicle Loans | Vehicle for business and personal use | 9% if CIBIL is greater than or equal to 750, 9.50% if CIBIL is less than 750 |
Second Hand Vehicle Loan | 13.00% | |
Two Wheeler Loan to Farmers | 11.50% |
Fixed Deposit (For Individual)
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Period | ROI |
---|---|
2 Year to less than 3 Years | 7.15% |