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Future Planning
To increase the profit every year and reduce the NPA. Also provide new technical services to our customers under the able guidance of PSCB.
Home » Future Planning
To increase the profit every year and reduce the NPA. Also provide new technical services to our customers under the able guidance of PSCB.
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | ATM Charges | Annual ATM card charges ->1st year free ->2nd year – Rs.100/- | Same Charges |
2 | ATM Financial Txn | ATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transaction | Same Charges |
3 | ATM Non-Financial Txn | ATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transaction | Same Charges |
4 | New ATM card issue charges | 1st ATM card is free | Same Charges |
5 | Duplicate ATM card issue charges | For reissue of ATM card – Rs.200/- | Same Charges |
6 | SMS Charges | Rs. 15/- per Quarter | Same Charges |
7 | RTGS/NEFT charges | No charges | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Bank Guarantee against deposit | Minimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guarantee | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Interest certificate/ Balance certificate | First copy- FreeSubsequent copy- Rs.50/-per copy | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Photo attestation charges | Rs.50/- for Saving AccountsRs.100/- for Current Accounts | No charges |
2 | Signatures verification charges | Rs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purpose | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Account closure charges before Six Month | Rs.150/- for Saving AccountsRs.500/- for Current accountsNo charges for deceased cases | No charges |
2 | Closing of RD A/c before maturity | Rs.100/-On account of death of customer no charges should be levied. | Same Charges |
3 | Penalty for late payment of RD installment | Penalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-) | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Cash deposit in Current Account (except Govt./Coop. Institutions.) | Up to Rs.1 Lakh-free, Above Rs. 1 Lakh- Denomination up to Rs.100- Rs.10 per packet. Denomination above Rs.100, Rs.8 per packet Max Rs.10000/-. | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers. | No charges | No charges |
1 |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Charges for excess debit entries in SB Account | After 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system, | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Cheque Book charges Saving Bank A/c | One cheque book containing 10 leaves free per half year Rs.2.50/- per leaf for extra cheque. | One Saving Cheque book having 10 leaves is free every month for Bank staff of salary account (34005), Rs.2.50/- per leaf for extra cheque |
2 | Cheque Book chargesCurrent A/c | No free cheque book is to be issued. Rs.3.00/- per leaf for each cheque. | Same charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Maintenanceof Minimum BalanceSaving Bank Deposits | The Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.50/- per month, will be debited every month.No charges for Senior Citizens. | No charges |
2 | Maintenanceof Minimum Balance Current Account | Min. balance Rs.5000/- is to be maintained.Rs.250/- per month, will be debited every month for non-maintenance ofminimum balance. | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Statement of account All types of accounts. | One statement for current month and proceeding month is free.Current Account: Rs.50/- per statement for other months of current financial year.Rs.100/- per statement for proceeding financial years. Saving Account: Rs.50/- for any type of statement, except in case the statement is required for loan cases from same branch, should be generated and given after taking written request.Rs.100/- per statement for proceeding financial years.No service charges for statement under 34005 product in which salary is being credited, after taking written request. | Same charges |
2 | Duplicate Pass Book | Rs.50/- with one month entries, but should be issued on written request only, thereafter copy of statement is given as per charges mentioned above. No service charges for statement under 34005 product in which salary is being credited, after taking written request. | Same charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Charges | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|---|
1 | SAFE CUSTODY CHARGES | Rs. 50/- per annum | Same Charges | |
2 | LOCKER RENT | Small Locker | 900/- p.a. Lien in SB A/c Rs.5000/- | Concession of 50% charges in Locker rent. All other charges will remain same. |
Medium Locker | 2000/-p.a. Lien in SB A/c Rs.10000/- | |||
Big Locker | 3500/- p.a. Lien in SB A/c Rs.15000/- | |||
Extra Large Locker | Not available | |||
Lien amount in SB account with the consent of customer. | ||||
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof: | ||||
Small Locker | Rs.100/- | |||
Medium | Rs.200/- | |||
Big | Rs.300/- | |||
Extra Large | Not Appilcable | |||
* Any default will atract penalty charges for a full quarter. | ||||
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment if rent due. |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | STANDING INSTRUCTIONS | No charges for registration.Rs. 50/- per transaction, involving credit to account in other branch or state, remittance charges at he prescribed rate and actual postage shall be recovered additionally, charges to be levied on the account from which amount is transferred.Rs10/- for standing instruction for the transfer of amount under same customer ID within the branch from one account to another account is proposed ( for all type transaction) | Same Charges |
2 | STOP PAYMENT INSTRUCTIONAll types of accounts | Rs.50/- | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Issuance of Banker cheque/ Pay order/DD | Up to Rs.5000/- Rs.50/- Above Rs.5000/- and up to Rs 10000/- Rs.100/- Above Rs.10000/- Rs.2/- per thousand or part thereof and minimum Rs.50/- Maximum Rs.10000/- | Every Staff Member is entitled for Two free drafts/ pay orders in a month |
2 | Issuance of Duplicate Banker’s cheques/DDs | Rs.100/- | Same Charges |
3 | Revalidation/Cancellation Of Pay order/DDs | Rs.100/- | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Outward Cheques/Bills returned unpaid | Charges for outward Cheques/Bills Clearing Returns, outward loan Cheques return. Rs.100/- per instrument (For local Cheques/Bills), Rs.200/- per instrument (For outstation Cheques/Bills) | Same Charges |
2 | Inward Cheques/Bills return unpaid | Rs.50/- per instrument. | Same Charges |
3 | ECS outward and inward clearing return | Rs.50/- per instrument | Same charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Collection of Outstation Cheques | Up to Rs 10000/- Rs.50/- From Rs10000/- to Rs 100000/- Rs 100 Above Rs100000/- Rs150/- Above charges are per instrument. | Same charges |
2 | Collection of Bills | Up to Rs. 10000 Rs. 50/- plus Postal charges Rs. 10001 and above Rs.6/- per thousand, Min 100/- and Max. 12000/- plus postage. No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/-, however postal charges are to be recovered. | Same charges |